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Preparing for biosimilars and the ensuing new benefits packages

Insurers advised that Facebook isn't the place to talk to members

UHC program offers firms premium discounts for employee wellness initiatives

Personal health records are expected to improve care for IBC members

Some payers use technology to make patient documents easier to understand

Ingenix MedPoint™ Prescription Profiling

Ingenix MedPoint is a powerful online tool that can provide you with an individual or group’s medical profile within minutes—so you can underwrite more effectively to reduce costs, lower loss ratios, and increase revenue.

A powerful new tool to help you match premium to risk in individual and small group underwriting.


Reduce underwriting time and capture lost revenue

The underwriting time from application to policy issuance can be lengthy and costly, giving an individual or group ample opportunity to pursue other options. By obtaining a medical profile in just minutes, your underwriters can generate a quote or issue a policy more quickly, putting you in a better position to capitalize on a prospective buyer’s interest.

Ingenix MedPoint is designed to …

  • Accelerate the underwriting process
  • Improve risk assessment
  • Assess the accuracy of health statements
  • Discover undisclosed doctors or conditions
  • Improve morbidity experience

Better understand future losses, predict ongoing medical expense

Ingenix MedPoint surrounds pharmacy claims data with intelligence to create usable and actionable information. By increasing understanding of potential disease conditions and relative risk, MedPoint enables underwriters to more accurately project future claims costs on a case-by-case basis.

Medically underwrite more effectively

  • Identify high-risk individuals
  • Predict ongoing medical expenses
  • Align premium to risk with greater accuracy
  • Improve book of business
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