SET COMPETITIVE PREMIUM RATES
Impact Pro helps underwriters establish appropriate rate premiums by drawing from a variety of health care data, segmenting populations into measurable risk pools, and assessing overall future risk by disease or condition. User-friendly and web-based, this powerful tool easily integrates into current processes for seamless underwriting.
USING IMPACT PRO, UNDERWRITERS CAN:
- Forecast future risks and associated costs for current employer groups and individuals
- Determine future costs of new employer groups and individuals
- Discover future risks and costs that are complementary to current practices
POPULATION ANALYSIS
Impact Pro assigns current and new member populations to risk groupings to provide quick evaluation of future risk based on a range of factors: condition, disease, age, gender, or even supplemental information such as line of business.
ACCURACY AND FLEXIBILITY
Developed using experience from one of the largest health care claims databases; Impact Pro is one of the industry’s most accurate and flexible predictive models. Impact Pro draws from available information sources—enrollment, medical and pharmacy claims, and lab data—to predict risk. Impact Pro can also leverage pharmacy data, often the only data available for new and prospective members.
